Summary
A 39-year-old defense contractor was denied a security clearance under Guideline F (Financial Considerations) due to significant unresolved financial issues. The Statement of Reasons alleged 26 delinquent debts totaling $37,319. The applicant admitted to all allegations, confirming the existence and outstanding nature of these debts.
Despite attributing his financial difficulties to circumstances involving his ex-wife, the applicant failed to provide evidence of any efforts to resolve these debts. Specifically, he did not demonstrate participation in financial counseling or present a budget to show control over his financial situation.
The decision to deny the clearance was based on the fact that all 26 debts, totaling $37,319, remained unpaid or unresolved at the time of the determination. The lack of demonstrated effort to address these financial obligations raised concerns about his reliability and trustworthiness, leading to the denial of his security clearance.
Why the Applicant Was Denied
- Applicant admitted all allegations in the SOR, including 26 delinquent debts totaling $37,319.
- All debts remained unpaid or unresolved at the time of the decision.
- Applicant did not provide evidence of financial counseling or a budget to demonstrate control over his financial situation.
Conditions Referenced
- F.1.araisedInability or Unwillingness to Satisfy Debts
- F.1.craisedA History of Not Meeting Financial Obligations
- F.2.brejectedConditions That Resulted in the Financial Problem Were Largely Beyond the Person’s ControlWhile circumstances related to his ex-wife were beyond his control, he did not demonstrate responsible actions to address the debts.
- F.2.crejectedThe Person Has Received or Is Receiving Counseling for the ProblemApplicant did not provide evidence of financial counseling.
- F.2.drejectedThe Individual Initiated a Good-faith Effort to Repay Overdue Creditors or Otherwise Resolve DebtsApplicant did not show any efforts to resolve the delinquent debts.
- F.2.erejectedThe Individual Has a Reasonable Basis to Dispute the Legitimacy of the Past-due DebtNo evidence was provided to dispute any of the debts.
Key Rule Quoted
“Any doubt concerning personnel being considered for access to classified information will be resolved in favor of the national security.”
Procedural Posture
- SOR issuedJun 5, 2013
- Answer filedJun 27, 2013Applicant requested a decision without a hearing.
- Hearing held—Case decided on the written record.
- Decision dateNov 22, 2013
Cite For
- Denial of Security Clearance Due to Unresolved Financial Obligations Under Guideline F
- Failure to Demonstrate Responsible Financial Management
- Lack of Evidence for Mitigating Financial Conditions