Summary
The applicant, a pro se individual, faced issues under Guideline F due to a history of financial problems, including multiple unpaid judgments and collection accounts totaling approximately $27,000. Despite demonstrating good employment performance, the applicant failed to provide sufficient evidence to mitigate the ongoing financial concerns, leading to a denial of the security clearance.
Under Guideline F (Financial Considerations), the Statement of Reasons alleged the following: Applicant has an unpaid judgment for $7,375 (1.a). Applicant has an unpaid judgment for $1,084 (1.b). Applicant has an unpaid judgment for $5,085 (1.c). Applicant settled the $629 collection account for $100 (1.d). The $9,843 collection account is a duplication of the unpaid judgment in SOR ¶ 1.a (1.e). Applicant settled the $669 collection account for $221 (1.f). Applicant has a collection account for $1,749 (1.g). The collection account in SOR ¶ 1.h was resolved in Applicant’s favor based on duplication (1.h). Applicant settled the $404 collection account for $161 (1.i).
The judge denied the clearance. The government raised disqualifying conditions AG ¶ 19, AG ¶ 20. The judge applied mitigating conditions AG ¶ 20(d). The decision turned on the following: The applicant has a history of unresolved financial problems totaling approximately $27,000; The applicant did not take active steps to resolve significant delinquent debts totaling about $15,293; The applicant's efforts to settle some debts were insufficient to demonstrate a track record of financial responsibility.
Why the Applicant Was Denied
- The applicant has a history of unresolved financial problems totaling approximately $27,000.
- The applicant did not take active steps to resolve significant delinquent debts totaling about $15,293.
- The applicant's efforts to settle some debts were insufficient to demonstrate a track record of financial responsibility.
Conditions Referenced
- AG ¶ 19raisedFinancial Considerations
- AG ¶ 20rejectedFinancial ConsiderationsThe applicant's limited efforts to settle debts were insufficient to mitigate the ongoing financial issues.
- AG ¶ 20(d)appliedGood Faith EffortsThe applicant settled three collection accounts for lesser amounts, demonstrating some good faith effort.
Key Rule Quoted
“The evidence does not support a conclusion that she has established a plan and taken steps to implement that plan sufficient to mitigate the concern.”
Procedural Posture
- SOR issuedFeb 2, 2016
- Answer filed—
- Hearing held—
- Decision dateFeb 2, 2016Remand decision following initial decision on November 21, 2015.
Cite For
- Denial Based on Unresolved Financial Issues Under Guideline F
- Insufficient Mitigation Despite Good Employment History
- Limited Credit for Good Faith Efforts in Debt Repayment