Summary
A 47-year-old naturalized U.S. citizen, employed by a government contractor, was denied a security clearance due to concerns under Guideline F (Financial Considerations) and Guideline G (Alcohol Consumption). The applicant had a history of financial delinquencies totaling $46,869, including a $29,107 vehicle loan, a $591 telecommunications debt, two timeshare mortgage debts of $13,209 and $1,624, a $438 bank debt, and an unpaid state court fine from a 2010 DUI conviction. These financial issues were cited as evidence of poor self-control and a lack of judgment.
Additionally, the applicant had three DUI convictions, with the most recent occurring in 2010. The applicant continued drinking alcohol after the last DUI until approximately July or August 2014. This pattern of alcohol-related incidents raised reliability concerns and indicated a lack of good judgment.
The judge determined that the applicant failed to demonstrate the good judgment required for a security clearance and did not adequately mitigate the concerns related to financial considerations and alcohol consumption. The applicant's misuse of corporate credit for personal expenses further reflected a lack of responsibility. Consequently, the security clearance was DENIED.
Why the Applicant Was Denied
- The applicant has a history of financial delinquencies totaling $46,869, indicating poor self-control and lack of judgment.
- The applicant was convicted three times for DUI, demonstrating a pattern of alcohol-related incidents that raise reliability concerns.
- The applicant's misuse of corporate credit for personal expenses reflects a lack of responsibility and good judgment.
Conditions Referenced
- AG ¶ 19(a)raisedInability or Unwillingness to Satisfy Debts
- AG ¶ 19(c)raisedA History of Not Meeting Financial Obligations
- AG ¶ 22(a)raisedAlcohol-related Incidents Away From Work
- AG ¶ 20(b)rejectedConditions That Resulted in the Financial Problem Were Largely Beyond the Person’s ControlThe applicant did not act responsibly in handling debts despite his wife's unemployment.
- AG ¶ 20(d)appliedGood-faith Effort to Repay Overdue CreditorsThe applicant made some efforts to resolve debts, but they were extremely late.
- AG ¶ 20(e)appliedReasonable Basis to Dispute the Legitimacy of the Past-due DebtThe applicant disputed some debts but did not provide sufficient documentation.
Key Rule Quoted
“A person who seeks access to classified information enters into a fiduciary relationship with the government predicated upon trust and confidence.”
Procedural Posture
- SOR issuedJul 29, 2014
- Answer filedSep 16, 2014
- Hearing heldJan 5, 2015Originally scheduled for November 26, 2014, but rescheduled twice.
- Decision dateFeb 4, 2015
Cite For
- Denial of Security Clearance Due to Financial Irresponsibility Under Guideline F
- Denial of Security Clearance Due to Repeated Alcohol-related Incidents Under Guideline G
- Failure to Demonstrate Good Judgment in Financial Matters and Alcohol Consumption.