Summary
The applicant, a 30-year-old information technology specialist, faced security clearance denial under Guideline F due to significant financial issues, including approximately $36,000 in delinquent debts. Despite acknowledging his debts and claiming garnishments, he failed to provide documentation or a plan to resolve his financial problems, leading to concerns about his reliability and judgment.
Under Guideline F (Financial Considerations), the Statement of Reasons alleged the following: a judgment on a medical debt from a hospital for $2,387 (1.a). a second judgment from the same hospital for $2,192 (1.b). a third judgment from a different hospital for $805 (1.c). a fourth judgment from a different hospital for $164 (1.d). two charged-off student loans for $15,979 (1.e). two charged-off student loans for $12,112 (1.f). three medical accounts placed for collection by the same creditor for $563 (1.g). three medical accounts placed for collection by the same creditor for $265 (1.h). three medical accounts placed for collection by the same creditor for $234 (1.i). a fitness center debt placed for collection for $2,548 (1.j). another medical account placed for collection for $1,064 (1.j). a cable television debt placed for collection for $168 (1.k). a medical account placed for collection for $130 (1.l).
The judge denied the clearance. The government raised disqualifying conditions AG ¶ 19(a), AG ¶ 19(c). The decision turned on the following: Applicant admitted to all allegations of delinquent debt totaling approximately $36,000; Applicant did not provide any documentation verifying his claims of debt management or payments; Applicant failed to demonstrate a reasonable plan to address his financial obligations.
Why the Applicant Was Denied
- Applicant admitted to all allegations of delinquent debt totaling approximately $36,000.
- Applicant did not provide any documentation verifying his claims of debt management or payments.
- Applicant failed to demonstrate a reasonable plan to address his financial obligations.
Conditions Referenced
- AG ¶ 19(a)raisedInability or Unwillingness to Satisfy Debts
- AG ¶ 19(c)raisedA History of Not Meeting Financial Obligations
Key Rule Quoted
“A person who seeks access to classified information enters into a fiduciary relationship with the Government predicated upon trust and confidence.”
Procedural Posture
- SOR issuedJan 20, 2015
- Answer filedFeb 11, 2015
- Hearing heldJun 2, 2015
- Decision dateJul 6, 2015Record closed after applicant failed to submit post-hearing documents.
Cite For
- Denial of Security Clearance Due to Unresolved Financial Obligations
- Importance of Providing Documentation for Financial Claims
- Failure to Demonstrate a Good-faith Effort to Resolve Debts