Summary
The applicant, a 31-year-old federal contractor and former Air Force member, faced security concerns under Guideline F due to unresolved financial issues totaling approximately $25,679, including delinquent debts and child support obligations. Despite attributing his financial difficulties to periods of unemployment and a divorce, the applicant failed to provide sufficient evidence of responsible financial management or mitigation efforts, leading to the denial of his security clearance application.
Under Guideline F (Financial Considerations), the Statement of Reasons alleged the following: charged-off automobile repossession account $13,780 (1.a). charged-off account $4,894 (1.b). past-due account $117 (1.c). delinquent child support debt $4,861 (1.d). collection account $585 (1.e). collection account $279 (1.f). collection account $856 (1.g). collection account $297 (1.h).
The judge denied the clearance. The government raised disqualifying conditions AG ¶ 19(a), AG ¶ 19(c). The judge applied mitigating conditions AG ¶ 20(b), AG ¶ 20(a), AG ¶ 20(c), AG ¶ 20(d), AG ¶ 20(e). The decision turned on the following: Applicant has unresolved delinquent debts totaling approximately $25,679; Applicant did not provide evidence of payment plans or financial counseling; Applicant's financial issues were recent and he failed to demonstrate responsible management of his debts.
Why the Applicant Was Denied
- Applicant has unresolved delinquent debts totaling approximately $25,679.
- Applicant did not provide evidence of payment plans or financial counseling.
- Applicant's financial issues were recent and he failed to demonstrate responsible management of his debts.
Conditions Referenced
- AG ¶ 19(a)raisedInability or Unwillingness to Satisfy Debts
- AG ¶ 19(c)raisedA History of Not Meeting Financial Obligations
- AG ¶ 20(b)appliedConditions That Resulted in the Financial Problem Were Largely Beyond the Person's ControlApplicant's financial issues were attributed to unemployment and divorce.
- AG ¶ 20(a)rejectedBehavior Happened so Long Ago, Was Infrequent, or Occurred Under Circumstances Unlikely to Recur
- AG ¶ 20(c)rejectedReceived or Is Receiving Counseling for the Problem
- AG ¶ 20(d)rejectedInitiated a Good-faith Effort to Repay Overdue Creditors
- AG ¶ 20(e)rejectedReasonable Basis to Dispute the Legitimacy of the Past-due Debt
Key Rule Quoted
“Any doubt concerning personnel being considered for access to classified information will be resolved in favor of national security.”
Procedural Posture
- SOR issuedJul 2, 2015
- Answer filedAug 5, 2015Applicant elected to have the case decided on the written record.
- Hearing held—No hearing; decided on the written record.
- Decision dateApr 19, 2016
Cite For
- Unresolved Financial Obligations Under Guideline F
- Failure to Demonstrate Responsible Financial Management
- Impact of Personal Circumstances on Financial Stability