Summary
A 48-year-old male applicant was denied a security clearance due to concerns under Guideline F (Financial Considerations) and Guideline G (Alcohol Consumption). The Statement of Reasons detailed several financial delinquencies, including a credit card debt of $7,478 delinquent since 2012, a $7,176 vehicle loan balance placed for collections after repossession, another credit card debt of $1,473 delinquent since February 2013, and a $76 debt owed to his city of residence delinquent since 2012. Additionally, the applicant was arrested and charged with DUI in October 2010.
The judge found that the applicant failed to mitigate these concerns. Disqualifying conditions under AG ¶ 19(a), AG ¶ 19(c), AG ¶ 22(a), and AG ¶ 22(c) were raised. While mitigating conditions under AG ¶ 20(a), AG ¶ 20(b), AG ¶ 20(c), AG ¶ 20(d), AG ¶ 20(e), AG ¶ 23(a), AG ¶ 23(b), AG ¶ 23(c), and AG ¶ 23(d) were considered, they were not sufficient.
The denial was based on the applicant's history of financial delinquencies totaling $16,203, which he did not address responsibly, and his 2010 DUI conviction, which indicated a lack of judgment regarding alcohol. The applicant also failed to provide evidence of financial counseling or a clear plan to resolve his outstanding debts.
Why the Applicant Was Denied
- The applicant has a history of financial delinquencies totaling $16,203, which he failed to address responsibly.
- The applicant was convicted of DUI in 2010, indicating a lack of judgment regarding alcohol consumption.
- The applicant did not provide evidence of financial counseling or a clear plan to resolve his debts.
Conditions Referenced
- AG ¶ 19(a)raisedInability or Unwillingness to Satisfy Debts
- AG ¶ 19(c)raisedA History of Not Meeting Financial Obligations
- AG ¶ 22(a)raisedAlcohol-related Incidents Away From Work
- AG ¶ 22(c)raisedHabitual or Binge Consumption of Alcohol
- AG ¶ 20(a)rejectedBehavior Happened so Long Ago or Was InfrequentThe applicant's financial delinquencies are recent and ongoing.
- AG ¶ 20(b)rejectedConditions Beyond the Person's ControlThe applicant's unemployment was due to his own actions, failing a drug test.
- AG ¶ 20(c)rejectedReceived Counseling for the ProblemThe applicant did not present evidence of financial counseling.
- AG ¶ 20(d)rejectedGood-faith Effort to Repay DebtsThe applicant has not made significant efforts to resolve his debts.
- AG ¶ 20(e)rejectedDispute Legitimacy of Past-due DebtThe applicant did not provide evidence disputing any debts.
- AG ¶ 23(a)rejectedTime Has Passed or Behavior Was InfrequentThe applicant has a recent DUI conviction and a history of alcohol-related incidents.
- AG ¶ 23(b)rejectedAcknowledges Alcoholism and Takes ActionThe applicant has not established a pattern of responsible alcohol use.
- AG ¶ 23(c)rejectedParticipating in Counseling or Treatment ProgramThe applicant has not attended any formal counseling since his court-ordered treatment.
- AG ¶ 23(d)rejectedSuccessfully Completed Counseling or RehabilitationThe applicant has not demonstrated a clear pattern of abstinence or responsible use.
Key Rule Quoted
“Any doubt concerning personnel being considered for access to classified information will be resolved in favor of the national security.”
Procedural Posture
- SOR issuedNov 3, 2015
- Answer filedNov 24, 2015
- Hearing heldMar 2, 2016
- Decision dateApr 20, 2016
Cite For
- Failure to Mitigate Financial Delinquencies Under Guideline F
- Recidivism in Alcohol-related Incidents Under Guideline G
- Consideration of the Whole-person Concept in Security Clearance Decisions.