Summary
The applicant, a 34-year-old Security Officer employed by a defense contractor, faced issues under Guideline F due to significant financial indebtedness. The judge found that the applicant's financial situation demonstrated poor judgment and unreliability, leading to a denial of the security clearance.
Under Guideline F (Financial Considerations), the Statement of Reasons alleged the following: The Applicant is indebted to a creditor for a civil judgment entered against her in August 2000, in the approximate amount of $4,154.41. As of April 2003, this debt had not been paid. This debt remains outstanding (1.a). The Applicant is indebted to a creditor for an account placed in collection in April 2000, in the approximate amount of $47.00. As of March 2003, this debt had not been paid. This debt remains outstanding (1.b). The Applicant is indebted to a creditor for an account placed in collection in May 2002, in the approximate amount of $74.00. As of March 2003, this debt had not been paid. This debt remains outstanding (1.c). The Applicant is indebted to a creditor for an account placed in collection in September 2001, in the approximate amount of $188.00. As of March 2003, this debt has not been paid. This debt remains outstanding (1.d). The Applicant is indebted to a creditor for an account placed in collection in September 2001, in the approximate amount of $172.00. As of March 2003, this debt has not been paid. This debt remains outstanding (1.e). The Applicant is indebted to a creditor for an account placed in collection in August 2001, in the approximate amount of $721.00. As of March 2003, this debt had not been paid. This debt remains outstanding (1.f). The Applicant is indebted to a creditor for an account placed in collection in August 2001, in the approximate amount of $244.00. As of March 2003, this debt had not been paid. This debt remains outstanding (1.g).
The judge denied the clearance. The government raised disqualifying conditions DC 1, DC 3. The decision turned on the following: The applicant has a history of excessive indebtedness and has made no effort to pay her outstanding debts; The applicant is currently on welfare and receives food stamps, indicating financial instability; The applicant did not provide persuasive evidence of reform or rehabilitation regarding her financial situation.
Why the Applicant Was Denied
- The applicant has a history of excessive indebtedness and has made no effort to pay her outstanding debts.
- The applicant is currently on welfare and receives food stamps, indicating financial instability.
- The applicant did not provide persuasive evidence of reform or rehabilitation regarding her financial situation.
Conditions Referenced
- DC 1raisedA History of Not Meeting Financial Obligations
- DC 3raisedInability or Unwillingness to Satisfy Debts
Key Rule Quoted
“The adjudicative process is an examination of a sufficient period of a person's life to make an affirmative determination that the person is an acceptable security risk.”
Procedural Posture
- SOR issuedDec 4, 2003
- Answer filedDec 19, 2003Applicant elected to have the case determined on a written record.
- Hearing held—No hearing; case determined on written record.
- Decision dateJun 22, 2004
Cite For
- Financial Irresponsibility Under Guideline F
- Lack of Evidence for Rehabilitation in Financial Matters
- Impact of Financial Difficulties on Security Clearance Eligibility