Summary
A 37-year-old male applicant was denied eligibility for an ADP I/II/III position due to concerns under Guideline F (Financial Considerations) and Guideline G (Alcohol Consumption). The applicant had a history of significant delinquent debts totaling $91,000 across eleven separate accounts. These included credit card debts, bank loans, and amounts owed to debt collectors, with some debts stemming from periods of unemployment or a repossessed vehicle. The applicant also had a 2003 arrest for driving while intoxicated.
While the alcohol consumption concern was mitigated, the financial considerations remained unresolved. The applicant had not made payments on his delinquent debts since starting his current employment in 2004, and his spending habits, such as traveling while unemployed, indicated a lack of financial responsibility.
The DOHA decision cited the applicant's history of not meeting financial obligations and the substantial amount of unresolved debt as the primary reasons for denial, concluding that the financial concerns were not sufficiently mitigated.
Why the Applicant Was Denied
- Applicant has $91,000 in delinquent debts, demonstrating a history of not meeting financial obligations.
- He has not made any payments toward his delinquent debts since starting his current employment in 2004.
- Applicant's spending habits, including traveling during periods of unemployment, indicate a lack of financial responsibility.
Conditions Referenced
- DC 1appliedA History of Not Meeting Financial Obligations
- DC 3appliedInability or Unwillingness to Satisfy Debts
- DC 1raisedAlcohol-related Incidents Away From Work, Such as Driving While Under the Influence of Alcohol
- MC 1appliedThe Behavior Was a One-time Incident
- MC 2appliedThere Is No Indication of a Present Problem
Key Rule Quoted
“An applicant has the ultimate burden of demonstrating that it is clearly consistent with the national interest to grant or continue his trustworthiness determination.”
Procedural Posture
- SOR issuedMar 20, 2006
- Answer filedApr 14, 2006
- Hearing heldFeb 6, 2007
- Decision dateMar 19, 2007
Cite For
- Financial Irresponsibility and Its Impact on Trustworthiness Determinations
- Mitigation of Alcohol-related Incidents in the Context of Trustworthiness
- The Burden of Proof on Applicants in Security Clearance Cases