Summary
The applicant, a 27-year-old employed since March 1995, sought a security clearance but was denied due to significant financial issues, including over $38,000 in delinquent debts. Despite some efforts to address his debts through credit counseling, the judge found insufficient evidence of financial responsibility and a lack of progress in resolving his financial obligations.
Under Guideline F (Financial Considerations), the Statement of Reasons alleged the following: Owes more than $27,000.00 in education loans (1.a). Owes Creditor A for $923.00 (1.b). Owes Creditor B for $1879.00 (1.c). Owes Creditor C for $195.00 (1.d). Owes Creditor D more than $4268.00 for rent on an apartment (1.e). Owes Creditor E $300.00 on a judgment entered against him for unpaid rent (1.f). Owes Creditor E an additional $3193.50 for another judgment entered against him (1.g). Owes Creditor F $143.00 for an indebtedness incurred prior to June 1994 (1.h). Owes Creditor G $126.14 for an indebtedness referred for collection by the telephone company (1.i). Owes Creditor H $115.00 for an indebtedness referred for collection by the cable company (1.j).
The judge denied the clearance. The government raised disqualifying conditions F1, F3. The decision turned on the following: The applicant has a history of not meeting financial obligations; The applicant's financial problems have persisted for at least seven years and are expected to continue into the foreseeable future; The applicant failed to provide evidence supporting his claims regarding his financial obligations and demonstrated a lack of financial discipline.
Why the Applicant Was Denied
- The applicant has a history of not meeting financial obligations.
- The applicant's financial problems have persisted for at least seven years and are expected to continue into the foreseeable future.
- The applicant failed to provide evidence supporting his claims regarding his financial obligations and demonstrated a lack of financial discipline.
Conditions Referenced
- F1raisedA History of Not Meeting Financial Obligations
- F3raisedInability or Unwillingness to Satisfy Debts
Key Rule Quoted
“A person who seeks access to classified information enters into a fiduciary relationship with the Government predicated upon trust and confidence.”
Procedural Posture
- SOR issuedOct 15, 1996
- Answer filedOct 24, 1996
- Hearing heldFeb 24, 1997
- Decision dateMar 27, 1997
Cite For
- Denial Based on Chronic Financial Problems Under Guideline F
- Insufficient Evidence of Financial Responsibility
- Lack of Progress in Addressing Significant Debts