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Summary

A 27-year-old federal contractor was denied a security clearance due to concerns under Guideline F (Financial Considerations) and Guideline E (Personal Conduct). The applicant admitted to approximately $28,000 in delinquent debts and to falsifying his 2016 security clearance application by omitting these financial obligations. Specifically, the application did not list any delinquent debts, defaults, charged-off accounts, or collection accounts.

The judge found that the applicant failed to mitigate these concerns. No documentation of payment plans or evidence of financial counseling was provided to address the outstanding debts. The applicant's actions were determined to demonstrate a lack of reliability and trustworthiness, which are essential for access to classified information.

Consequently, the applicant was denied eligibility for access to classified information.

Why the Applicant Was Denied

• The applicant admitted to having delinquent debts and falsifying his security clearance application by not disclosing these debts.
• The applicant provided no documentation of payment plans or evidence of financial counseling to mitigate the financial concerns.
• The applicant's actions demonstrated a lack of reliability and trustworthiness, which are essential for access to classified information.

Conditions Referenced

Key Rule Quoted

“Eligibility for a security clearance is predicated upon the applicant meeting the criteria contained in the adjudicative guidelines.”

Procedural Posture

• SOR issuedDec 10, 2018
• Answer filed—Applicant elected to have his case decided on the written record.
• Hearing held—Decision made based on written record.
• Decision dateJun 19, 2019

Cite For

• Denial of Security Clearance Due to Financial Irresponsibility Under Guideline F
• Falsification of Security Clearance Application Under Guideline E
• Failure to Provide Evidence of Mitigating Circumstances for Financial and Personal Conduct Issues