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ISCR Case 19-00859 — CASE

Case record

ISCR Case 19-00859

A decided public DOHA case, shown for research — not advice or a prediction.

Case Profile
Decision Date10/8/2019
Statusdenied
LevelHEARING
TypeSTANDARD ISCR
Participants
Applicant Representation: Pro Se
Judge: Noreen A. Lynch
Government Counsel: Dan O'Reilley
Case Summary
The applicant in this case was a 34-year-old employee of a federal contractor who had previously served in the U.S. Navy and held a security clearance since 2009. The Department of Defense (DOD) raised security concerns under Guideline F (Financial Considerations) and Guideline E (Personal Conduct) in a Statement of Reasons (SOR) issued on April 12, 2019. The allegations included approximately $26,841 in delinquent debts and judgments, which the applicant admitted, as well as claims of falsification regarding his financial history on his security clearance application, which he denied.
The administrative judge found that the applicant had not mitigated the financial and personal conduct concerns. The applicant acknowledged his financial issues but provided no documentation to support his claims of payment arrangements or efforts to resolve his debts. He admitted to being aware of some debts but failed to disclose them on his application, believing they would not appear on his credit report. The judge noted that the applicant's explanations did not sufficiently address the disqualifying conditions under the guidelines, and he had not demonstrated a good-faith effort to resolve his financial obligations.
Ultimately, the administrative judge ruled to deny the applicant's eligibility for a security clearance, citing the lack of evidence to mitigate the financial and personal conduct concerns. The judge emphasized that the applicant's financial irresponsibility and failure to disclose relevant information raised significant questions about his reliability and trustworthiness, which are essential for access to classified information.
Guidelines Evaluated
- Guideline EPersonal Conduct · Against Applicant
- Guideline FFinancial Considerations · Against Applicant
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Case Headnote

ISCR Case No. 19-00859

deniedOct 8, 2019· Hon. Noreen A. Lynch· hearing

Summary

A 34-year-old federal contractor and Navy veteran was denied eligibility for access to classified information due to concerns under Guideline F (Financial Considerations) and Guideline E (Personal Conduct). The applicant faced allegations of approximately $26,841 in delinquent debts and falsification on his 2017 security clearance application (SCA).

Specifically, the Statement of Reasons cited multiple instances of delinquent debts and judgments totaling approximately $26,841. Additionally, it alleged that the applicant falsified material facts in Section 26 of his 2017 SCA by failing to disclose any delinquent debts or collection accounts.

The denial was based on the applicant's admission to the delinquent debts without providing sufficient mitigating documentation. Furthermore, the judge found that the applicant intentionally failed to disclose material information about his debts on his SCA, which demonstrated untrustworthy behavior. The judge concluded that the applicant failed to mitigate these concerns, leading to the denial.

Why the Applicant Was Denied

The applicant admitted to delinquent debts totaling approximately $26,841 without providing sufficient documentation to mitigate the financial concerns.
The applicant intentionally failed to disclose material information regarding his debts on his security clearance application, demonstrating untrustworthy behavior.

Conditions Referenced

Disqualifying

AG ¶ 19(a)appliedInability to Satisfy Debts
AG ¶ 19(c)appliedA History of Not Meeting Financial Obligations
AG ¶ 16(a)appliedDeliberate Omission, Concealment, or Falsification of Relevant Facts

Key Rule Quoted

“Eligibility for a security clearance is predicated upon the applicant meeting the criteria contained in the adjudicative guidelines.”

Procedural Posture

SOR issuedApr 12, 2019
Answer filed—Applicant elected to have his case decided on the written record.
Hearing held—Decision based on written record.
Decision dateOct 8, 2019

Cite For

Denial of Security Clearance Due to Financial Irresponsibility Under Guideline F
Failure to Disclose Delinquent Debts as a Disqualifying Condition Under Guideline E
Insufficient Evidence to Mitigate Financial and Personal Conduct Concerns

Editorial summary generated for research. Not legal advice; not a prediction. Verify against the full decision before relying on any quoted language.

Standardized Decision Profile

SEAD-4 Guideline E (Personal Conduct) · descriptive summary of a decided case

Posture: Decision on RecordDecided: denied

The judge found against the applicant on allegations of personal conduct, specifically regarding falsification of material facts on his security clearance application and failure to disclose delinquent debts. The applicant's actions were deemed inconsistent with the national security interests of the United States, leading to a denial of his eligibility for access to classified information.

¶	Allegation	Finding	Conduct	Concealed Issue	Response	Disqualifying (¶16)	Mitigating applied (¶17)	Mitigation
2.a	Falsified material facts on his 2017 SCA when answering Section 26.	Against Applicant	Falsification Security FormFOUND DELIBERATE	Financial	Denied	(a) deliberate omission, concealment, or falsification on a security form (c) credible adverse information across areas supporting a whole-person concern	—	—
2.b	Did not disclose any delinquent debts or collection accounts in response to Section 26.	Against Applicant	Omission or Failure to DiscloseFOUND DELIBERATE	Financial	Denied	(a) deliberate omission, concealment, or falsification on a security form (c) credible adverse information across areas supporting a whole-person concern	—	—

Descriptive standardized rendering of a decided public case (Guideline E). The verbatim source decision is shown in full below.

Standardized Decision Profile

SEAD-4 Guideline F · descriptive summary of a decided case

Posture: Decision on RecordDecided: denied

The judge found against the applicant on all financial allegations under Guideline F, citing a total of approximately $26,841 in delinquent debts and judgments. The applicant admitted to the financial issues but failed to provide sufficient documentation or evidence of mitigation, leading to a conclusion that his financial situation posed a security risk.

¶	Allegation	Finding	Type	Response	Disqualifying (¶19)	Mitigating applied (¶20)	Mitigation
1.a	Delinquent debts and judgments totaling approximately $26,841. $26,841	Against Applicant	Unspecified Financial	Admitted	(a) inability to satisfy debts (c) a history of not meeting financial obligations	—	—
1.b	Delinquent debts and judgments totaling approximately $26,841. $26,841	Against Applicant	Unspecified Financial	Admitted	(a) inability to satisfy debts (c) a history of not meeting financial obligations	—	—
1.c	Delinquent debts and judgments totaling approximately $26,841. $26,841	Against Applicant	Unspecified Financial	Admitted	(a) inability to satisfy debts (c) a history of not meeting financial obligations	—	—
1.d	Delinquent debts and judgments totaling approximately $26,841. $26,841	Against Applicant	Unspecified Financial	Admitted	(a) inability to satisfy debts (c) a history of not meeting financial obligations	—	—
1.e	Delinquent debts and judgments totaling approximately $26,841. $26,841	Against Applicant	Unspecified Financial	Admitted	(a) inability to satisfy debts (c) a history of not meeting financial obligations	—	—
1.f	Delinquent debts and judgments totaling approximately $26,841. $26,841	Against Applicant	Unspecified Financial	Admitted	(a) inability to satisfy debts (c) a history of not meeting financial obligations	—	—
1.g	Delinquent debts and judgments totaling approximately $26,841. $26,841	Against Applicant	Unspecified Financial	Admitted	(a) inability to satisfy debts (c) a history of not meeting financial obligations	—	—
1.h	Delinquent debts and judgments totaling approximately $26,841. $26,841	Against Applicant	Unspecified Financial	Admitted	(a) inability to satisfy debts (c) a history of not meeting financial obligations	—	—
1.i	Delinquent debts and judgments totaling approximately $26,841. $26,841	Against Applicant	Unspecified Financial	Admitted	(a) inability to satisfy debts (c) a history of not meeting financial obligations	—	—
1.j	Delinquent debts and judgments totaling approximately $26,841. $26,841	Against Applicant	Unspecified Financial	Admitted	(a) inability to satisfy debts (c) a history of not meeting financial obligations	—	—
1.k	Delinquent debts and judgments totaling approximately $26,841. $26,841	Against Applicant	Unspecified Financial	Admitted	(a) inability to satisfy debts (c) a history of not meeting financial obligations	—	—

Descriptive standardized rendering of a decided public case (Guideline F). The verbatim source decision is shown in full below.

Full decision

The complete, official text — footnotes and signatures included — is in the original PDF.