Summary
The applicant, a 29-year-old Safety Coordinator with a high school diploma, faced allegations under Guideline F (Financial Considerations) and Guideline E (Personal Conduct). The judge found that the applicant's poor financial management and dishonesty in his security clearance application raised significant concerns about his reliability and trustworthiness. Ultimately, the applicant's request for a security clearance was denied due to unresolved financial issues and lack of candor.
Under Guideline E (Personal Conduct) and Guideline F (Financial Considerations), the Statement of Reasons alleged the following: Applicant failed to disclose delinquent debts on his security clearance application, which raises questions about his reliability and trustworthiness (2.a). A delinquent debt owed to a creditor for a personal loan account he took out to purchase a motorcycle was past due in the approximate amount of $1,761 (1.a). A delinquent debt owed to Child Support Services in the amount of $3,793 was ten days past due. Applicant made a payment of $2,715 between April 7, 2021, and April 9, 2021. The debt has been paid in full (1.b). A delinquent debt owed to a creditor in the amount of $321 was placed for collection. Applicant paid the debt in the amount of $320.51 on April 8, 2021. The debt has been paid in full (1.c). A delinquent debt owed to a cable company for internet equipment in the amount of $304 was placed for collection. Applicant failed to return the equipment, and paid $319.33 on April 21, 2021. The debt has been paid in full (1.d). A delinquent debt owed to a Real Estate Management Company in the amount of $3,534 was placed for collection. Applicant states that he broke his rental lease agreement on his apartment early to pursue better job opportunities. The debt has been paid in full (1.e). A delinquent debt owed to a bank in the amount of $6,571 was charged off. Applicant believes this may have been a credit card he did not pay. The debt remains outstanding (1.f). A delinquent debt owed to a bank in the amount of $5,007 was charged off. Applicant believes this was a credit card that he did not pay. The debt remains outstanding (1.g). A delinquent debt owed to a bank in the amount of $18,199 was charged off. Applicant states that this was for a vehicle that was repossessed after he left the police department. The debt remains outstanding (1.h).
The judge denied the clearance. The government raised disqualifying conditions AG ¶ 19(a), AG ¶ 19(b), AG ¶ 19(c), AG ¶ 16(a). The decision turned on the following: The applicant had significant unresolved delinquent debts totaling approximately $39,490; The applicant was found to have deliberately omitted relevant financial information from his security clearance application.
Why the Applicant Was Denied
- The applicant had significant unresolved delinquent debts totaling approximately $39,490.
- The applicant was found to have deliberately omitted relevant financial information from his security clearance application.
Conditions Referenced
- AG ¶ 19(a)raisedInability to Satisfy Debts
- AG ¶ 19(b)raisedUnwillingness to Satisfy Debts Regardless of the Ability to Do So
- AG ¶ 19(c)raisedHistory of Not Meeting Financial Obligations
- AG ¶ 16(a)raisedDeliberate Omission, Concealment, or Falsification of Relevant Facts
Key Rule Quoted
“The protection of the national security is the paramount consideration.”
Procedural Posture
- SOR issuedDec 16, 2020
- Answer filedJan 20, 2021
- Hearing heldAug 26, 2021
- Decision dateOct 12, 2021
Cite For
- Denial Based on Unresolved Financial Issues Under Guideline F
- Lack of Candor in Security Clearance Application Under Guideline E
- Significant Delinquent Debts Impacting Security Clearance Eligibility