Summary
A 45-year-old defense contractor, with a high school diploma and some college education, was denied a security clearance under Guideline E (Personal Conduct) and Guideline F (Financial Considerations). The denial stemmed from significant financial issues and an extensive criminal history.
The applicant had approximately $58,000 in delinquent debts, including student loans owed to the Department of Education and various consumer debts that were past due, charged off, or placed for collection. Additionally, the applicant had been arrested on sixteen separate occasions for crimes such as theft, drug possession, and driving under the influence.
The administrative judge determined that the applicant failed to demonstrate financial stability or rehabilitation, and did not provide evidence of repayment for the delinquent debts. The extensive criminal history indicated a pattern of irresponsible and unreliable conduct, further compounded by the applicant's failure to provide truthful answers about his criminal record on the security clearance application. These factors collectively raised serious concerns about the applicant's reliability and trustworthiness, leading to the denial of the security clearance.
Why the Applicant Was Denied
- The applicant admitted to significant delinquent debts totaling approximately $58,000 without providing evidence of repayment or financial stability.
- The applicant's extensive criminal history, including sixteen arrests, indicated a pattern of irresponsible and unreliable conduct.
- The applicant failed to provide truthful answers on his security clearance application regarding his criminal record.
Conditions Referenced
- AG ¶ 19(a)raisedInability to Satisfy Debts
- AG ¶ 19(b)raisedUnwillingness to Satisfy Debts Regardless of the Ability to Do So
- AG ¶ 19(c)raisedHistory of Not Meeting Financial Obligations
- AG ¶ 16(a)raisedDeliberate Omission, Concealment, or Falsification of Relevant Facts
- AG ¶ 16(c)raisedCredible Adverse Information in Several Adjudicative Issue Areas
- AG ¶ 16(d)raisedCredible Adverse Information That Is Not Explicitly Covered Under Any Other Guideline
Key Rule Quoted
“Any doubt concerning personnel being considered for national security eligibility will be resolved in favor of the national security.”
Procedural Posture
- SOR issuedJun 9, 2021
- Answer filedJul 7, 2021
- Hearing held—Applicant requested a decision on the written record without a hearing.
- Decision dateJan 14, 2022
Cite For
- Denial Based on Significant Financial Issues Under Guideline F
- Denial Due to Extensive Criminal History Under Guideline E
- Failure to Provide Truthful Information on Security Clearance Application