Summary
A 36-year-old applicant seeking employment as a DOD contractor was denied a security clearance due to concerns under Guideline E (Personal Conduct) and Guideline F (Financial Considerations). The applicant admitted to 12 delinquent debts totaling $25,393, which he failed to resolve or disclose on his June 22, 2020, security clearance application. Additionally, he failed to timely file his federal income tax return for Tax Year 2018.
Beyond financial issues, the applicant was terminated from two jobs for policy violations. In December 2019, he was fired for sleeping on the job, and in May 2020, he was terminated for numerous company policy infractions, including threatening clients. He also received a two-week suspension for bringing his child to the workplace in violation of policy.
The judge concluded that the applicant did not provide sufficient evidence to mitigate the concerns raised by his unresolved financial issues and repeated policy violations, which demonstrated a lack of reliability and trustworthiness. Consequently, the security clearance was denied.
Why the Applicant Was Denied
- The applicant admitted to 12 delinquent debts totaling $25,393, which he failed to resolve or disclose on his security clearance application.
- He was terminated from two jobs for policy violations, including sleeping on the job and threatening clients, demonstrating a lack of reliability and trustworthiness.
Conditions Referenced
- AG ¶ 19(a)raisedInability to Satisfy Debts
- AG ¶ 19(c)raisedHistory of Not Meeting Financial Obligations
- AG ¶ 16(a)raisedDeliberate Omission, Concealment, or Falsification of Relevant Facts
- AG ¶ 16(d)raisedCredible Adverse Information
- AG ¶ 16(e)(1)raisedPersonal Conduct That Creates a Vulnerability to Exploitation
- AG ¶ 20(a)rejectedBehavior Happened so Long Ago or Occurred Under Such Circumstances That It Is Unlikely to Recur
- AG ¶ 20(b)rejectedConditions That Resulted in the Financial Problem Were Largely Beyond the Person’s Control
- AG ¶ 20(c)rejectedReceived Financial Counseling
- AG ¶ 20(d)rejectedInitiated and Adhered to a Good-faith Effort to Repay Overdue Creditors
- AG ¶ 20(e)rejectedReasonable Basis to Dispute the Legitimacy of the Past-due Debt
Key Rule Quoted
“Eligibility for a security clearance is predicated upon the applicant meeting the criteria contained in the adjudicative guidelines.”
Procedural Posture
- SOR issuedNov 8, 2021
- Answer filedJan 22, 2022Requested a decision without a hearing.
- Hearing held—
- Decision dateSep 15, 2022
Cite For
- Denial of Security Clearance Due to Unresolved Financial Issues Under Guideline F
- Personal Conduct Violations Impacting Security Clearance Eligibility Under Guideline E
- Failure to Disclose Significant Financial Obligations on Security Clearance Application