Summary
A 49-year-old federal contractor and U.S. Army veteran was denied a security clearance due to concerns under Guideline E (Personal Conduct) and Guideline F (Financial Considerations). The applicant had a history of financial irresponsibility, including four delinquent debts totaling approximately $27,774. He admitted these debts were unresolved and stated they had aged off his credit report without payment.
Further concerns arose from his military record, which included a court-martial for violations of the Uniform Code of Military Justice. These violations encompassed disobeying a superior officer, making a false official statement, and larceny, raising significant questions about his reliability and trustworthiness.
Despite acknowledging his past conduct and providing character references, the applicant failed to demonstrate effective debt management or rehabilitation. He did not provide evidence of financial counseling or a good-faith effort to repay his overdue creditors. Consequently, his eligibility for access to classified information was denied.
Why the Applicant Was Denied
- The applicant admitted to multiple delinquent debts totaling approximately $27,774 and failed to take action to resolve them.
- He was court-martialed for theft, which raised significant concerns about his reliability and trustworthiness.
- The applicant did not provide evidence of financial counseling or a good-faith effort to repay overdue creditors.
Conditions Referenced
- AG ¶ 19(a)raisedInability to Satisfy Debts
- AG ¶ 19(b)raisedUnwillingness to Satisfy Debts Regardless of the Ability to Do So
- AG ¶ 19(c)raisedHistory of Not Meeting Financial Obligations
- AG ¶ 16(c)raisedCredible Adverse Information in Several Adjudicative Issue Areas
- AG ¶ 16(d)raisedCredible Adverse Information That Is Not Explicitly Covered Under Any Other Guideline
Key Rule Quoted
“A person who seeks access to classified information enters into a fiduciary relationship with the Government predicated upon trust and confidence.”
Procedural Posture
- SOR issuedDec 28, 2022
- Answer filedJan 2, 2023
- Hearing heldJul 13, 2023via video teleconferencing
- Decision dateOct 18, 2023
Cite For
- Denial Based on Unresolved Financial Issues Under Guideline F
- Denial Due to Personal Conduct Violations Including Theft Under Guideline E
- Failure to Demonstrate Rehabilitation or Effective Debt Management as a Basis for Security Clearance Denial.