Summary
A 28-year-old male applicant was denied a security clearance due to concerns under Guideline E (Personal Conduct) and Guideline F (Financial Considerations). The Statement of Reasons detailed a history of personal conduct issues, including a pattern of tardiness and failure to follow orders during military service, which resulted in reprimands, nonjudicial punishment, and a general discharge from the Air Force in 2013.
Additionally, the applicant had significant delinquent debts totaling approximately $46,868. These included two student loans amounting to $32,017 and $13,638, respectively, a cable bill for $420, another cable bill for $119, and an unpaid judgment from 2014 related to an apartment lease for $674.
While the applicant resolved the personal conduct issues, the denial was primarily based on his failure to provide sufficient evidence to mitigate the financial concerns. He did not document a plan to resolve his financial issues or demonstrate good-faith efforts to repay creditors. His unstable employment history also contributed to the financial difficulties, raising questions about his reliability and trustworthiness.
Why the Applicant Was Denied
- The applicant did not provide sufficient evidence to mitigate financial security concerns arising from delinquent debts.
- The applicant failed to document a plan to resolve his financial issues or demonstrate good-faith efforts to repay creditors.
- The applicant's unstable employment history contributed to his financial difficulties, raising questions about his reliability and trustworthiness.
Conditions Referenced
- AG ¶ 19(a)raisedInability to Satisfy Debts
- AG ¶ 19(c)raisedA History of Not Meeting Financial Obligations
- AG ¶ 16(d)appliedCredible Adverse InformationThe applicant's pattern of tardiness and failure to follow orders in the military raised questions about his judgment.
- AG ¶ 20(a)rejectedBehavior Happened so Long Ago or InfrequentThe applicant's financial issues were not resolved in a timely manner.
- AG ¶ 20(b)rejectedConditions Largely Beyond the Person's ControlThe applicant did not demonstrate responsible actions regarding his debts.
- AG ¶ 20(d)rejectedGood-faith Effort to Repay DebtsThe applicant did not provide evidence of a good-faith effort to resolve his debts.
- AG ¶ 17(c)appliedMinor Offense or Time PassedThe applicant acknowledged his past behavior and sought counseling.
- AG ¶ 17(d)appliedAcknowledgment and CounselingThe applicant acknowledged his behavior and sought counseling for underlying issues.
Key Rule Quoted
“A person who seeks access to classified information enters into a fiduciary relationship with the Government predicated upon trust and confidence.”
Procedural Posture
- SOR issuedJan 19, 2017
- Answer filedFeb 20, 2017Applicant elected for a decision on the written record.
- Hearing heldN/ANo hearing; decision based on written record.
- Decision dateMar 27, 2018
Cite For
- Insufficient Evidence to Mitigate Financial Concerns Under Guideline F
- Pattern of Tardiness and Failure to Follow Orders as Disqualifying Under Guideline E
- Importance of Providing Documentation to Support Claims of Debt Resolution.