Summary
A 34-year-old federal contractor was denied a security clearance due to concerns under Guideline E (Personal Conduct) and Guideline F (Financial Considerations). The Statement of Reasons cited several financial delinquencies, including a child support account in collections for $3,338, outstanding lawyer's fees from a 2011 divorce totaling $347, credit card debt of $243, and a car loan balance of $4,520. These issues raised disqualifying conditions under Guideline F.
Beyond financial concerns, the applicant also faced issues under Guideline E due to inconsistent statements regarding his criminal history. The judge found that the applicant failed to adequately mitigate these concerns. While mitigating conditions F.2.b and F.2.d were considered, they were not sufficient to overcome the identified issues.
The denial was based on the applicant's unresolved delinquent debts, particularly child support, and his history of providing inconsistent statements about both his criminal record and financial situation. The applicant did not present sufficient evidence of financial stability or a credible plan to resolve his outstanding obligations.
Why the Applicant Was Denied
- The applicant had unresolved delinquent debts, including child support obligations.
- The applicant provided inconsistent statements regarding his criminal history and financial issues.
- The applicant did not demonstrate sufficient evidence of financial stability or a plan to resolve his debts.
Conditions Referenced
- F.1.araisedInability to Satisfy Debts
- F.1.braisedUnwillingness to Satisfy Debts Regardless of the Ability to Do So
- F.1.craisedA History of Not Meeting Financial Obligations
- E.2.araisedDeliberate Omission of Information
- F.2.brejectedConditions That Resulted in the Financial Problem Were Largely Beyond the Person's ControlWhile the applicant attributed his financial issues to his divorce, he did not provide sufficient evidence to show that these issues were unlikely to recur.
- F.2.drejectedGood-faith Effort to Repay Overdue CreditorsThe applicant failed to demonstrate a clear plan for resolving his ongoing financial obligations.
Key Rule Quoted
“Any doubt concerning personnel being considered for national security eligibility will be resolved in favor of the national security.”
Procedural Posture
- SOR issuedFeb 10, 2017
- Answer filedMar 14, 2017
- Hearing held—Decided on the written record.
- Decision dateMar 15, 2018
Cite For
- Denial of Security Clearance Due to Unresolved Financial Obligations
- Inconsistent Statements Regarding Criminal History and Financial Issues
- Failure to Demonstrate a Good-faith Effort to Resolve Debts