Summary
A former Navy service member, born in December 1980, was denied a security clearance due to concerns under Guideline E (Personal Conduct), Guideline F (Financial Considerations), and Guideline J (Criminal Conduct). The applicant had a history of financial irresponsibility, including an unpaid Selective Re-enlistment Bonus overpayment and an unpaid telephone services bill, alongside an unpaid state tax lien. While several other debts, including multiple collection agency debts, military credit card debt, and check service debt, were paid or settled, many of these resolutions occurred after the security clearance process began.
A significant concern was the applicant's falsification of his security clearance application, where he failed to disclose multiple debts that were more than 90 days delinquent. Additionally, the applicant had a history of criminal conduct, specifically the theft of four automobile tires and rims in 2000.
The judge concluded that the applicant's long history of financial irresponsibility, his deliberate omissions on the application, and his past criminal conduct raised substantial doubts about his judgment and reliability. Despite some efforts to resolve debts, these actions were insufficient to mitigate the security concerns, leading to the denial of the security clearance.
Why the applicant was denied
- The applicant had a long history of financial irresponsibility, failing to pay debts even after obtaining employment.
- He falsified his security clearance application by omitting several debts that were over 90 days delinquent.
- The applicant's criminal conduct, including theft, raised doubts about his judgment and reliability.
Conditions referenced
- AG ¶ 19(a)raisedInability or Unwillingness to Satisfy Debts
- AG ¶ 19(c)raisedA History of Not Meeting Financial Obligations
- AG ¶ 31(a)raisedA Single Serious Crime or Multiple Lesser Offenses
- AG ¶ 31(c)raisedAllegation or Admission of Criminal Conduct
- AG ¶ 16(a)raisedDeliberate Omission, Concealment, or Falsification of Relevant Facts
- AG ¶ 20(d)appliedGood-faith Effort to Repay Overdue Creditors or Resolve Debts
Key rule quoted
“"The adjudicative process is an examination of a sufficient period of a person’s life to make an affirmative determination that the person is eligible for a security clearance."”
Procedural posture
- SOR issuedNov 21, 2006
- Answer filedDec 20, 2006
- Hearing heldApr 3, 2007Originally assigned to another judge, reassigned on 03/12/2007.
- Decision dateMay 31, 2007
Cite for
- Financial Irresponsibility Leading to Security Concerns Under Guideline F
- Criminal Conduct Impacting Security Clearance Eligibility Under Guideline J
- Personal Conduct Issues Related to Falsification of Security Clearance Application Under Guideline E