Summary
A 38-year-old supply technician for a defense contractor was granted a security clearance despite concerns under Guideline F (Financial Considerations) and Guideline G (Alcohol Consumption).
The applicant experienced significant financial difficulties, including a job loss and a serious automobile accident involving her cohabitant. These issues led her to file for Chapter 7 bankruptcy in November 2002, discharging approximately $28,831 in delinquent debts. In March 2006, facing mortgage arrearages of about $11,964, she filed for Chapter 13 bankruptcy, with her plan confirmed in October 2006.
Regarding alcohol consumption, the applicant had two incidents. In March 1995, she was arrested for failure to stay in line and driving under the influence, though her alcohol level was below the legal limit. She completed an alcohol education program, and the case was dismissed. In February 2006, she was charged with public drunkenness after falling asleep in her car following alcohol consumption. The clearance was granted because all debt payments were current, her financial issues were largely beyond her control, and she demonstrated a good-faith effort to resolve her debts.
Why the Applicant Prevailed
- All debt payments are current, demonstrating financial responsibility.
- The financial issues were largely beyond her control due to job loss and a serious accident.
- She made a good-faith effort to repay creditors and resolve debts.
Conditions Referenced
- F DC 19(a)raisedInability or Unwillingness to Satisfy Debts
- F DC 19(c)raisedA History of Not Meeting Financial Obligations
- F MC 20(b)appliedConditions That Resulted in the Financial Problem Were Largely Beyond the Person's Control
- F MC 20(d)appliedThe Individual Initiated a Good-faith Effort to Repay Overdue Creditors or Otherwise Resolve Debts
- F MC 20(a)appliedThe Behavior Happened so Long Ago, Was so Infrequent, or Occurred Under Such Circumstances That It Is Unlikely to Recur
- G MC 23(a)appliedSo Much Time Has Passed, or the Behavior Was so Infrequent, or It Happened Under Such Unusual Circumstances That It Is Unlikely to Recur
Key Rule Quoted
“The adjudicative process is an examination of a sufficient period of a person’s life to make an affirmative determination that the person is eligible for a security clearance.”
Procedural Posture
- SOR issuedOct 10, 2006
- Answer filedNov 3, 2006
- Hearing held—Decision made without a hearing.
- Decision dateAug 9, 2007
Cite For
- Mitigation of Financial Issues Under Guideline F Due to Circumstances Beyond Control
- Successful Management of Past Alcohol-related Incidents Under Guideline G
- Good-faith Efforts to Resolve Debts and Maintain Current Payments