Summary
A 47-year-old technical support coordinator was denied a security clearance under Guideline E (Personal Conduct) and Guideline F (Financial Considerations). The denial stemmed from the applicant's failure to disclose significant financial liabilities and a judgment against him during the application process.
Specifically, the applicant did not disclose an April 2008 judgment from a credit union for $9,824, which remained unsatisfied. Additionally, he failed to report three other debts: a delinquent credit card account for approximately $6,301, a second credit card debt for $126, and a delinquent credit union account for $2,658. These omissions and the underlying financial issues raised concerns about his reliability and trustworthiness.
While some mitigating conditions were considered, the applicant did not provide sufficient evidence to overcome the concerns related to his personal conduct and financial history. The judge concluded that the applicant's financial issues and lack of candor during the application process warranted the denial of his security clearance.
Why the Applicant Was Denied
- The applicant failed to disclose a judgment against him and multiple delinquent debts on his security clearance application.
- The applicant's financial history demonstrated an inability to meet financial obligations, raising concerns about his reliability and trustworthiness.
- The applicant did not provide sufficient evidence to mitigate the concerns raised by his personal conduct and financial issues.
Conditions Referenced
- AG ¶ 19(a)raisedInability or Unwillingness to Satisfy Debts
- AG ¶ 19(c)raisedA History of Not Meeting Financial Obligations
- AG ¶ 16(a)raisedDeliberate Omission, Concealment, or Falsification of Relevant Facts
- AG ¶ 20(b)appliedConditions Beyond the Person's ControlThe applicant's divorce was a condition beyond his control, but he did not demonstrate responsible conduct regarding his debts.
- AG ¶ 20(d)appliedGood-faith Effort to Repay Overdue CreditorsThe applicant has resolved several debts not alleged in the SOR and is making payments on one debt.
- AG ¶ 17(e)appliedPositive Steps to Reduce VulnerabilityThe applicant has taken steps to resolve the debt alleged in SOR ¶ 1.a.
Key Rule Quoted
“Eligibility for a security clearance is predicated upon the applicant meeting the criteria contained in the AG.”
Procedural Posture
- SOR issuedJul 20, 2010
- Answer filedAug 3, 2010
- Hearing held—Decision made on the record without a hearing.
- Decision dateOct 29, 2010
Cite For
- Disqualifying Conditions Under Guideline F Due to Financial Issues
- Disqualifying Conditions Under Guideline E Due to Lack of Candor
- Mitigating Conditions Related to Financial Difficulties and Personal Conduct