Summary
The applicant, a 28-year-old property management specialist and former Army sergeant, faced security clearance denial under Guidelines E (personal conduct) and F (financial considerations) due to undisclosed financial problems and failure to resolve delinquent debts totaling $28,093. Despite acknowledging her financial issues, the applicant did not demonstrate sufficient progress in addressing her debts, leading to the denial of her security clearance.
Under Guideline E (Personal Conduct) and Guideline F (Financial Considerations), the Statement of Reasons alleged the following: Applicant failed to disclose her financial problems on her April 27, 2009 security clearance application; however, she did not intend to deceive the Government (2.a). judgment to department store—$769 (1.a). communications collection debt—$557 (1.b). collection debt—$633 (1.c). $84 overdue on account—$772 (1.d). communications collection account—$1,479 (1.e). communications collection account—$346 (1.f). vehicle collection debt—$17,133 (1.h).
The judge denied the clearance. The government raised disqualifying conditions F.19(a), F.19(c). The judge applied mitigating conditions F.20(b), F.20(d). The decision turned on the following: The applicant failed to disclose her financial problems on her security clearance application; She did not intend to deceive the Government, but her financial issues were not mitigated due to insufficient progress in resolving debts.
Why the Applicant Was Denied
- The applicant failed to disclose her financial problems on her security clearance application.
- She did not intend to deceive the Government, but her financial issues were not mitigated due to insufficient progress in resolving debts.
Conditions Referenced
- F.19(a)raisedInability or Unwillingness to Satisfy Debts
- F.19(c)raisedA History of Not Meeting Financial Obligations
- F.20(b)appliedConditions That Resulted in the Financial Problem Were Largely Beyond the Person’s Control
- F.20(d)appliedThe Individual Initiated a Good-faith Effort to Repay Overdue Creditors or Otherwise Resolve Debts
Key Rule Quoted
“Eligibility for a security clearance is predicated upon the applicant meeting the criteria contained in the revised adjudicative guidelines.”
Procedural Posture
- SOR issuedApr 6, 2010
- Answer filedApr 18, 2010
- Hearing heldOct 19, 2010
- Decision dateNov 30, 2010
Cite For
- Failure to Disclose Financial Issues on Security Clearance Application Under Guideline E
- Insufficient Progress in Resolving Delinquent Debts Under Guideline F
- Mitigating Conditions Related to Financial Problems and Personal Conduct