Summary
A 63-year-old male applicant was denied a security clearance due to concerns under Guideline E (Personal Conduct) and Guideline F (Financial Considerations). The Statement of Reasons alleged that the applicant intentionally falsified his SF-86 application by failing to disclose a judgment for overdue child support and a subsequent garnishment of his pay for the arrearage. This conduct raised disqualifying conditions under Guideline E.
Additionally, the applicant had 18 delinquent debts totaling $47,979, including a $12,924 child support arrearage and other debts of $161 and $705. These financial issues raised disqualifying conditions under Guideline F.
The judge found that the applicant's intentional falsification of his application and his poor financial management, evidenced by the numerous unresolved debts and lack of substantial effort to address them, were not mitigated. The applicant did not demonstrate sufficient initiative or responsibility in addressing his financial obligations, leading to the denial of his security clearance.
Why the Applicant Was Denied
- The applicant intentionally falsified his security clearance application by failing to disclose garnishments and judgments against him.
- The applicant has 18 delinquent debts totaling $47,979, with no substantial efforts made to resolve them, indicating poor financial management.
- The applicant did not demonstrate sufficient initiative or responsibility in addressing his financial obligations.
Conditions Referenced
- F.19(a)raisedInability or Unwillingness to Satisfy Debts
- F.19(c)raisedA History of Not Meeting Financial Obligations
- E.2.craisedDeliberately Providing False or Misleading Information
- F.20(b)appliedConditions That Resulted in the Financial Problem Were Largely Beyond the Person’s ControlThe applicant's financial problems were initially due to underemployment and other circumstances.
- F.20(d)rejectedGood-faith Effort to Repay Overdue CreditorsThe applicant did not establish good faith in the resolution of his debts.
- F.20(c)rejectedReceived or Is Receiving Counseling for the ProblemThe applicant did not receive financial counseling.
Key Rule Quoted
“Eligibility for a security clearance is predicated upon the applicant meeting the criteria contained in the revised adjudicative guidelines (AG).”
Procedural Posture
- SOR issuedMay 26, 2009
- Answer filedJune 10 and 12, 2009
- Hearing heldAug 27, 2009Applicant waived right to 15-days’ notice of the hearing.
- Decision dateSep 3, 2009
Cite For
- Intentional Falsification of Security Clearance Application Under Guideline E
- Financial Irresponsibility and Inability to Manage Debts Under Guideline F
- Criteria for Evaluating Mitigating Conditions Related to Financial Issues