Summary
The applicant, a 35-year-old defense contractor employee, faced security clearance denial under Guideline E (Personal Conduct) and Guideline F (Financial Considerations) due to significant delinquent debts totaling approximately $33,883 and allegations of falsifying his security clearance application. The judge found that the applicant's financial irresponsibility and lack of candor during the investigation raised serious concerns about his reliability and trustworthiness, leading to the denial of his request for a position of trust.
Under Guideline E (Personal Conduct) and Guideline F (Financial Considerations), the Statement of Reasons alleged the following: Applicant falsified his SF 85P by answering “yes” to question 20 (Your Financial Record - 180-Day Delinquencies. Are you now over 180 days delinquent on any loan or financial obligation?), listed only an unpaid student loan debt, and did not list the debts alleged in SOR 1.a - 1.v (2.a). Applicant failed to cooperate with an authorized Government investigator by failing to provide a personal financial statement during a subject interview on October 23, 2008 (2.b). $5,000 unpaid medical bill from October 2008 (1.a). $2,141 delinquent loan from a bank that caters to military personnel (1.g). $5,782 for an April 2004 car repossession (1.p). $6,299 for a February 2007 car repossession (1.s).
The judge denied the clearance. The government raised disqualifying conditions AG ¶ 19(a), AG ¶ 19(c), AG ¶ 16(a). The decision turned on the following: The applicant admitted to owing approximately $33,883 in delinquent debts, which raised security concerns under Guideline F; The applicant was found to have falsified his SF 85P by omitting multiple debts, which raised concerns under Guideline E; The applicant failed to cooperate with a government investigator during the background check, further undermining his credibility.
Why the Applicant Was Denied
- The applicant admitted to owing approximately $33,883 in delinquent debts, which raised security concerns under Guideline F.
- The applicant was found to have falsified his SF 85P by omitting multiple debts, which raised concerns under Guideline E.
- The applicant failed to cooperate with a government investigator during the background check, further undermining his credibility.
Conditions Referenced
- AG ¶ 19(a)appliedInability or Unwillingness to Satisfy Debts
- AG ¶ 19(c)appliedA History of Not Meeting Financial Obligations
- AG ¶ 16(a)appliedDeliberate Omission, Concealment, or Falsification of Relevant Facts
Key Rule Quoted
“Any reasonable doubt about an applicant’s suitability for access should be resolved in favor of the Government.”
Procedural Posture
- SOR issuedJul 27, 2009
- Answer filed—
- Hearing heldJun 29, 2010Applicant's case was assigned to the judge on June 14, 2010.
- Decision dateOct 6, 2010
Cite For
- Denial Based on Significant Delinquent Debts Under Guideline F
- Falsification of Security Clearance Application Under Guideline E
- Failure to Cooperate with a Government Investigator During the Background Check Process