Summary
A 46-year-old computer technician was denied eligibility for a public trust position due to concerns under Guideline E (Personal Conduct) and Guideline F (Financial Considerations). The applicant's history included a 1992 bank robbery conviction, for which she served almost three years in federal prison, committed while she was experiencing destitution and financial problems.
Additionally, the applicant had multiple unresolved financial issues. These included two medical debts in collection for $80 each, a credit union charged-off debt of $12,386, a bank charged-off debt of $2,283, and a credit card charged-off debt of $115. She also had two judgments in favor of a credit union totaling $4,849, a $1,010 debt placed for collection by a landlord, and a $144 insurance debt in collection.
The denial was based on the applicant's history of serious financial difficulties, her prior bank robbery conviction raising significant trustworthiness concerns, and her failure to demonstrate a consistent pattern of responsible financial management or efforts to resolve her debts.
Why the Applicant Was Denied
- The applicant has a history of serious financial difficulties, including multiple delinquent debts.
- The applicant's prior conviction for bank robbery raised significant trustworthiness concerns under personal conduct guidelines.
- The applicant failed to demonstrate a consistent pattern of responsible financial management or efforts to resolve her debts.
Conditions Referenced
- FC DC ¶ 19(a)raisedInability or Unwillingness to Satisfy Debts
- FC DC ¶ 19(c)raisedA History of Not Meeting Financial Obligations
- PC DC AG ¶ 16(e)raisedPersonal Conduct That Creates a Vulnerability to Exploitation
- FC MC ¶ 20(d)rejectedThe Individual Has Initiated a Good-faith Effort to Repay the Overdue Creditors or Otherwise Resolve DebtsWhile the applicant paid some debts, she did not establish a meaningful track record of debt repayment.
- PC MC AG ¶ 17(c)appliedThe Offense Is so Minor, or so Much Time Has Passed, or the Behavior Is so Infrequent
- PC MC AG ¶ 17(d)appliedThe Individual Has Acknowledged the Behavior and Obtained Counseling
- PC MC AG ¶ 17(e)appliedThe Individual Has Taken Positive Steps to Reduce or Eliminate Vulnerability
Key Rule Quoted
“A person who seeks access to sensitive information enters into a fiduciary relationship with the Government predicated upon trust and confidence.”
Procedural Posture
- SOR issuedOct 13, 2010
- Answer filedNov 16, 2010
- Hearing heldMay 3, 2011Applicant waived the 15-day notice requirement.
- Decision dateAug 4, 2011
Cite For
- Trustworthiness Concerns Related to Financial Difficulties Under Guideline F
- Impact of Past Criminal Conduct on Current Eligibility Under Guideline E
- Consideration of the Whole-person Concept in Security Clearance Decisions.