Summary
A 54-year-old female applicant was denied eligibility for access to sensitive information due to concerns under Guideline E (Personal Conduct) and Guideline F (Financial Considerations). The Statement of Reasons cited several issues, including the applicant's failure to disclose all alleged delinquent debts, though she did inform the government of her financial problems.
Additionally, the applicant had a history of arrests between 1987 and 1995 for offenses such as perjury, fraudulently obtaining aid, fraud, unlawful food stamps, and simple worthless checks. Specific financial obligations included a $1,541 medical debt and an $8,213 student loan debt.
Despite some mitigating conditions applied to personal conduct, the denial was based on the applicant's long history of financial problems, including multiple bankruptcies and approximately $14,151 in delinquent debts. The applicant did not provide a financial plan or demonstrate good-faith efforts to resolve these unpaid and unresolved debts, and her past criminal conduct reflected questionable judgment and a lack of compliance with financial obligations.
Why the Applicant Was Denied
- The applicant has a long history of financial problems, including multiple bankruptcies and numerous delinquent debts totaling approximately $14,151.
- The applicant did not provide a financial plan or evidence of good-faith efforts to resolve her debts, which remain unpaid and unresolved.
- The applicant's past criminal conduct reflects questionable judgment and a lack of compliance with financial obligations.
Conditions Referenced
- F.19(a)raisedInability or Unwillingness to Satisfy Debts
- F.19(c)raisedA History of Not Meeting Financial Obligations
- F.19(d)raisedDeceptive or Illegal Financial Practices
- F.20(a)rejectedBehavior Happened so Long Ago or Occurred Under Such Circumstances That It Is Unlikely to Recur
- F.20(b)rejectedConditions That Resulted in the Financial Problem Were Largely Beyond the Person’s Control
- F.20(c)rejectedThe Person Has Received or Is Receiving Counseling for the Problem
- F.20(d)rejectedThe Individual Initiated a Good-faith Effort to Repay Overdue Creditors
- F.20(e)rejectedThe Individual Has a Reasonable Basis to Dispute the Legitimacy of the Past-due Debt
- E.17(c)appliedThe Offense Is so Minor or so Much Time Has Passed That It Is Unlikely to Recur
Key Rule Quoted
“The protection of the national security is the paramount consideration.”
Procedural Posture
- SOR issuedJul 23, 2014
- Answer filedAug 24, 2014Applicant elected to have the case decided on the written record.
- Hearing held—No hearing; decided on the written record.
- Decision dateApr 3, 2015
Cite For
- Failure to Mitigate Financial Considerations Under Guideline F
- Impact of Past Criminal Conduct on Trustworthiness Assessments
- Consideration of the Whole-person Concept in Security Clearance Decisions