Summary
The applicant, a 36-year-old former Marine Corps member, faced security clearance denial under Guidelines E (Personal Conduct) and F (Financial Considerations) due to significant delinquent debts totaling $106,995 and intentional omissions of these debts on his e-QIP. The judge found that the applicant failed to mitigate concerns regarding his financial irresponsibility and lack of candor, leading to a denial of his security clearance.
Under Guideline E (Personal Conduct) and Guideline F (Financial Considerations), the Statement of Reasons alleged the following: Applicant intentionally failed to disclose his debts on his electronic security clearance application (e-QIP) (2.a). Applicant is indebted on a mortgage in the amount of $101,160 (1.a). Applicant is indebted on a delinquent vehicle loan in the amount of $4,755 (1.b). Applicant was indebted to a collection agent for a cellular phone company in the amount of $132 (1.c). Applicant is indebted to a collection agent for a medical debt in the amount of $783 (1.d). Applicant was indebted on two delinquent parking tickets in the amounts of $36 and $129 (1.e).
The judge denied the clearance. The government raised disqualifying conditions F.1.a, F.1.c, E.2.a. The decision turned on the following: Applicant was delinquent on six debts totaling $106,995, with three unresolved debts amounting to $106,698; Applicant intentionally failed to disclose his debts on his e-QIP, indicating a lack of candor and questionable judgment; The applicant did not provide sufficient evidence to mitigate the financial and personal conduct concerns.
Why the Applicant Was Denied
- Applicant was delinquent on six debts totaling $106,995, with three unresolved debts amounting to $106,698.
- Applicant intentionally failed to disclose his debts on his e-QIP, indicating a lack of candor and questionable judgment.
- The applicant did not provide sufficient evidence to mitigate the financial and personal conduct concerns.
Conditions Referenced
- F.1.araisedInability or Unwillingness to Satisfy Debts
- F.1.craisedA History of Not Meeting Financial Obligations
- E.2.araisedDeliberate Omission, Concealment, or Falsification of Relevant Facts
Key Rule Quoted
“A person who seeks access to classified information enters into a fiduciary relationship with the government predicated upon trust and confidence.”
Procedural Posture
- SOR issuedDec 5, 2014
- Answer filedDec 16, 2014
- Hearing heldApr 21, 2015
- Decision dateJun 5, 2015
Cite For
- Denial Based on Significant Unresolved Debts Under Guideline F
- Lack of Candor in Security Clearance Application Under Guideline E
- Failure to Demonstrate Responsible Financial Behavior and Mitigation Efforts.