Summary
The applicant, a 37-year-old computer technician, sought a security clearance but was denied due to significant financial delinquencies and personal conduct issues. The judge found that the applicant failed to provide truthful information regarding his financial obligations on his e-QIP, which raised concerns about his reliability and trustworthiness.
Under Guideline E (Personal Conduct) and Guideline F (Financial Considerations), the Statement of Reasons alleged the following: Applicant did not provide any derogatory financial information on the e-QIP, except to note that he had filed a Chapter 7 bankruptcy. His failure to list his delinquent debts raises a security concern under Personal Conduct Disqualifying Condition AG ¶ 16(a) (the deliberate omission concealment, or falsification of relevant facts from any personnel security questionnaire, personal history statement, or similar form used to conduct investigations, determine employment qualifications, award benefits or status, determine security eligibility or trustworthiness, or award fiduciary responsibilities) (2.a). a student loan for $20,649 (1.a). a car repossession debt for $10,107 (1.b). a cell phone debt in collection for $1,289 (1.c). a student loan for $1,228 (1.d). two credit card debts in collection by the same creditor for $780 (1.e). two credit card debts in collection by the same creditor for $661 (1.f). a store debt in collection for $332 (1.g). a cable debt in collection for $224 (1.h). a Chapter 7 bankruptcy filed in March 2010 with debts discharged in July 2010 (1.i).
The judge denied the clearance. The government raised disqualifying conditions AG ¶ 19(a), AG ¶ 19(c), AG ¶ 16(a). The decision turned on the following: The applicant failed to provide adequate documentation to mitigate security concerns for financial considerations under Guideline F; The applicant's personal conduct raised questions about his reliability due to deliberate omissions of financial information on his e-QIP.
Why the Applicant Was Denied
- The applicant failed to provide adequate documentation to mitigate security concerns for financial considerations under Guideline F.
- The applicant's personal conduct raised questions about his reliability due to deliberate omissions of financial information on his e-QIP.
Conditions Referenced
- AG ¶ 19(a)raisedInability or Unwillingness to Satisfy Debts
- AG ¶ 19(c)raisedA History of Not Meeting Financial Obligations
- AG ¶ 16(a)raisedDeliberate Omission, Concealment, or Falsification of Relevant Facts
Key Rule Quoted
“A person who seeks access to classified information enters into a fiduciary relationship with the Government predicated upon trust and confidence.”
Procedural Posture
- SOR issuedOct 19, 2015
- Answer filedOct 31, 2015Applicant admitted the allegations but provided explanations.
- Hearing held—Matter decided on the written record.
- Decision dateJun 27, 2016
Cite For
- Failure to Provide Accurate Financial Information on Security Clearance Application
- Deliberate Omission of Financial Obligations Raises Security Concerns
- Significant Financial Delinquencies Impact Eligibility for Security Clearance