Summary
Applicant is a 34-year-old employee of a defense contractor with a long history of financial difficulties, including unpaid debts and a conviction for obtaining financial aid through false pretenses. Despite some educational achievements, she failed to demonstrate significant progress in resolving her financial issues or mitigating the security concerns related to her criminal and personal conduct. Clearance is denied.
Under Guideline E (Personal Conduct), Guideline F (Financial Considerations), and Guideline J (Criminal Conduct), the Statement of Reasons alleged the following: Applicant was unable to pay credit card debts in the amount of $599.00 (1.a). Applicant was unable to pay credit card debts in the amount of $120.00 (1.b). Applicant was unable to pay the entire contract amount of $963.00 for a fitness club (1.c). Applicant was unable to pay a dishonored check to a local department store (1.e). Applicant was indebted to a local drug store for a second dishonored check (1.g). Applicant incurred a $108.00 debt which she could not pay for a pager service (1.j). Applicant's checking account was overdrawn resulting in a $540.00 debt (1.k). Applicant accumulated substantial unpaid telephone bills (1.m). Applicant was sued for back rent, resulting in a judgment entered against her for about $1,500.00 (1.o). Applicant was unable to pay utility service bills, resulting in a judgment entered against her in the amount of $1,127.10 (1.p).
The judge denied the clearance. The government raised disqualifying conditions E2.A6.1.2.1, E2.A6.1.2.3, E2.A10.1.2.1, E2.A10.1.2.2, E2.A5.1.2.1, E2.A5.1.2.2, E2.A5.1.2.5. The decision turned on the following: Applicant has a long history of failing to meet financial obligations dating back to 1998; She fraudulently concealed delinquent debts on her security clearance application in 2001; In 2002, Applicant was convicted of obtaining financial aid through false pretenses and has not shown significant progress in resolving her debts.
Why the Applicant Was Denied
- Applicant has a long history of failing to meet financial obligations dating back to 1998.
- She fraudulently concealed delinquent debts on her security clearance application in 2001.
- In 2002, Applicant was convicted of obtaining financial aid through false pretenses and has not shown significant progress in resolving her debts.
Conditions Referenced
- E2.A6.1.2.1appliedHistory of Not Meeting Financial Obligations
- E2.A6.1.2.3appliedInability or Unwillingness to Satisfy Debts
- E2.A10.1.2.1appliedAdmission of Criminal Conduct
- E2.A10.1.2.2appliedSingle Serious Crime or Multiple Lesser Offenses
- E2.A5.1.2.1appliedReliable, Unfavorable Information
- E2.A5.1.2.2appliedDeliberate Omission, Concealment, or Falsification
- E2.A5.1.2.5appliedPattern of Dishonesty
Key Rule Quoted
“"The adjudicative process is an examination of a sufficient period of a person's life to make an affirmative determination that the person is eligible for a security clearance."”
Procedural Posture
- SOR issuedAug 4, 2004
- Answer filedAug 23, 2004
- Hearing heldDec 8, 2004
- Decision dateApr 25, 2005
Cite For
- History of Financial Difficulties Under Guideline F
- Criminal Conduct Impacting Security Clearance Under Guideline J
- Personal Conduct Issues Related to Dishonesty Under Guideline E