Summary
Applicant is a 29-year-old employee of a defense contractor with delinquent debts totaling $21,000 and a history of omitting relevant information on his security clearance application. The judge found that the applicant failed to mitigate security concerns related to financial difficulties and personal conduct, leading to a denial of his clearance.
Under Guideline E (Personal Conduct) and Guideline F (Financial Considerations), the Statement of Reasons alleged the following: Applicant deliberately omitted relevant information on his 2004 security clearance application (2.a). Applicant's answer to Questions 37 and 38 omitted material facts from his security clearance application (2.b). hospital judgment in the amount of $2,926.00 (1.a). hospital judgment in the amount of $191.00 (1.b). credit card in the amount of $87.00 (1.c). collection account in the amount of $391.00 (1.d). collection account in the amount of $3,549.00 (1.e). involuntary automobile repossession in the amount of $6,667.00 (1.f). hospital judgment in the amount of $3,191.00 (1.g). hospital judgment in the amount of $452.00 (1.h). hospital judgment in the amount of $240.00 (1.i). hospital judgment in the amount of $217.00 (1.j). hospital judgment in the amount of $120.00 (1.k). hospital judgment in the amount of $736.00 (1.l). hospital bill in the amount of $3,000.00 (1.m).
The judge denied the clearance. The government raised disqualifying conditions E2.A6.1.2.1, E2.A6.1.2.3, E2.A5.1.2.2. The decision turned on the following: Applicant has delinquent debts and judgments totaling $21,000.00; Applicant deliberately omitted relevant information on his 2004 security clearance application; Applicant failed to provide documentation of a structured repayment plan for his debts.
Why the Applicant Was Denied
- Applicant has delinquent debts and judgments totaling $21,000.00.
- Applicant deliberately omitted relevant information on his 2004 security clearance application.
- Applicant failed to provide documentation of a structured repayment plan for his debts.
Conditions Referenced
- E2.A6.1.2.1raisedFinancial Considerations Disqualifying ConditionA history of not meeting financial obligations.
- E2.A6.1.2.3raisedFinancial Considerations Disqualifying ConditionInability or unwillingness to satisfy debts.
- E2.A5.1.2.2raisedPersonal Conduct Disqualifying ConditionThe deliberate omission, concealment, or falsification of relevant and material facts from any personnel security questionnaire.
Key Rule Quoted
“A security concern exists where an applicant may be overextended financially to the point where they may resort to illegal activities to resolve their financial situation.”
Procedural Posture
- SOR issuedNov 3, 2005
- Answer filedDec 15, 2005
- Hearing held—Applicant elected to have the case decided on the written record.
- Decision dateApr 28, 2006
Cite For
- Financial Irresponsibility Leading to Security Concerns Under Guideline F
- Deliberate Omission of Material Facts Under Guideline E
- Failure to Mitigate Financial Difficulties and Personal Conduct Issues