Summary
Applicant is a 36-year-old employee of a defense contractor with delinquent debts totaling $39,500. He deliberately omitted relevant information on his 2004 security clearance application regarding his financial issues and criminal history. The judge found that the applicant failed to mitigate the security concerns related to his financial difficulties and personal conduct, resulting in a denial of his clearance.
Under Guideline E (Personal Conduct) and Guideline F (Financial Considerations), the Statement of Reasons alleged the following: Applicant deliberately omitted relevant information on his 2004 security clearance application (2.a). Applicant provided false information regarding his felony charges or convictions on his security clearance application (2.b). a civil judgment in the amount of $6,307.00 (1.a). a collection account in the amount of $600.00 (1.b). a collection account in the amount of $492.00 (1.c). a collection account in the amount of $158.00 (1.d). collection account in the amount of $158.00 (1.e). charged off credit card in the amount of $2,214.00 (1.f). charged off collection account in the amount of $7,226.00 (1.g). charged off credit card account in the amount of $512.00 (1.h). charged off account in the amount of $112.00 (1.i). mortgage 120 days past due in the amount of $1,892.00 (1.j). charged off account in the amount of $9,242.00 (1.k). charged off account in the amount of $1,811.00 (1.l). credit card account in the amount of $264.00 (1.m). credit card account in the amount of $2,149.00 (1.n). charged off account in the amount of $6,291.00 (1.o). collection account in the amount of $71.00 (1.p).
The judge denied the clearance. The government raised disqualifying conditions E2.A6.1.2.1, E2.A6.1.2.3, E2.A5.1.2.2. The decision turned on the following: Applicant has delinquent debts and judgments totaling $39,500.00; Applicant deliberately omitted relevant information on his security clearance application; Applicant failed to provide evidence of a structured repayment plan for his debts.
Why the Applicant Was Denied
- Applicant has delinquent debts and judgments totaling $39,500.00.
- Applicant deliberately omitted relevant information on his security clearance application.
- Applicant failed to provide evidence of a structured repayment plan for his debts.
Conditions Referenced
- E2.A6.1.2.1appliedFinancial Considerations Disqualifying ConditionA history of not meeting financial obligations.
- E2.A6.1.2.3appliedFinancial Considerations Disqualifying ConditionInability or unwillingness to satisfy debts.
- E2.A5.1.2.2appliedPersonal Conduct Disqualifying ConditionThe deliberate omission, concealment, or falsification of relevant and material facts from any personnel security questionnaire.
Key Rule Quoted
“Protecting national security is the paramount concern in reaching a decision in any case, and is dependent upon the primary standard that issuance of a clearance must be clearly consistent with the interest of national security.”
Procedural Posture
- SOR issuedMar 17, 2006
- Answer filedMar 29, 2006Applicant elected to have his case decided on the written record.
- Hearing held—No hearing; decided on written record.
- Decision dateJun 27, 2006
Cite For
- Deliberate Omission of Financial Information on Security Clearance Applications
- Failure to Mitigate Financial Difficulties Under Guideline F
- Impact of Personal Conduct on Security Clearance Eligibility Under Guideline E