Personal Loan / Consumer Loan Debt

Official mitigating conditions cited

The formal mitigating conditions (by official paragraph) that case profiles identified on this issue, in cases that were granted vs denied. Extracted for a subset of cases; counts are numbers of cases, not rates. Read what each condition says.

Circumstances credited in granted cases

Specific circumstances the judge expressly credited, among the granted cases on this issue where that detail was extracted (a subset of the record, so these are raw counts, not rates).

• debt paid in full · credited in 2 granted cases
• payment plan with creditor · credited in 1 granted case

Recent decided examples

• ISCR 22-01603 granted · 2023
  The applicant in this case was a 50-year-old individual seeking a security clearance, facing allegations under Guideline F (financial considerations) due to multiple delinquent debts totaling approxim…
• ISCR 14-06484 granted · 2018
  The applicant in this case was a 41-year-old employee of a federal contractor who sought to maintain her security clearance after being issued a Statement of Reasons (SOR) on August 15, 2015, citing c…
• ISCR 06-25959 denied · 2007
  The applicant in this case was a 45-year-old information technology architect who immigrated from Lebanon to the United States in 1983 and became a U.S. citizen in 2002. The Defense Office of Hearings…
• ISCR 07-00995.h1 denied · 2007
  The applicant in this case was a 37-year-old employee of a defense contractor who faced security clearance denial due to financial issues, specifically under Guideline F (Financial Considerations). Th…

See all 724 decisions on this issue →

Related issues under Guideline F

• Credit Card Debt · 4,694 cases
• Medical Debt · 3,844 cases
• Unpaid Federal/State Taxes · 3,187 cases
• Auto Loan / Vehicle Repossession · 2,794 cases
• Utility / Phone / Cable Debt · 2,339 cases
• Student Loan Debt · 2,229 cases